Posted on Tuesday, October 23rd, 2018 at 9:26 am
The biggest worry if you have a car crash is not how much it is going to cost you, but whether anyone is injured and what you should do about it at the scene of the crash. Later on, when injuries have been attended to, it may be time to reflect on what happened and who was to blame for the accident and whether you can claim compensation, assuming you were not at fault yourself.
In some car accidents no-one is injured
But not every crash ends in injury. Sometimes it’s the vehicle or vehicles that are worse for wear after an accident and the occupants are unscathed. Perhaps a little shocked and dazed, but nothing that needs treatment. If you do think you, or any occupants of your vehicle, may have been injured, it is best to get yourselves checked out by a doctor as soon as possible. Some car accident injuries may not show up until later yet could affect your health or require treatment or recovery time away from work. Unless you get any potential injuries documented, you will not be able to claim for them later.
Assuming then, that no-one has been injured, you should still contact the police and report the accident. Unless there has been an injury reported or there has been a major traffic hold up, it is quite possible that the police do not show up at the crash site. Your reporting to them is still important as far as an insurance claim is concerned.
Before you call the tow truck to remove your vehicle or drive it away yourself if that is still possible, make a note of the other vehicle’s registration, name of the driver, insurance details and contact details.
If you have a cell phone with a camera app on it, take as many photos of the damage done as you can the position of the vehicles involved and any other evidence, such as damage to the road, barrier, trees etc. Make a written note of your recollections and the response of the other driver. If you recall seeing the other driver use a cell phone, or he / she was driving erratically, make sure you note that down as well.
After your vehicle has been removed or you move on, the next step will be to call your own insurance provider giving them all the details you have.
The claim process if you or any other occupants were not injured is relatively straightforward, generally much more straightforward than if a personal injury is involved.
Calling a car accident attorney
Generally, if there is property damage alone it isn’t really necessary to use an attorney to help with a claim. Personal injury attorneys are involved when there is an injury or if there is property damage together with an injury. In Texas, it is absolutely necessary to get help from a personal injury attorney if someone has been injured and you believe that the other driver was to blame for the accident. Your claim will be for property damage, medical expenses, lost earnings and compensation for the pain and suffering involved. It is much more likely with such a claim that the other driver’s insurer will dispute some or all of the claim, making it important that your documentation is as good as you can get it. Personal injury claims routinely fail because the documentation is insufficient to prove that the accident was someone else’s fault or that your injuries actually happened in the crash you were involved in.
For any queries about car accidents and help with personal injury claims, contact the Patino Law Office in McAllen at 956-631-3535 today.