Personal Injury Calculator: How Much Compensation Could You Be Entitled To In Texas?

Find out how much compensation you deserve for your personal injury in Texas

If you’ve been in an accident that wasn’t your fault and think you may be entitled to compensation, your first question might be, “How much compensation will I get?”.

The unfortunate answer is that, often, it depends.

Several factors will influence your personal injury settlement, and most insurance companies will use an independent formula to calculate how much your claim might be worth.

That said, if you know how much your injury has cost you so far and how much it could cost you in the future, you can use our personal injury settlement calculator to get a rough idea of how much your claim might be worth.

work related problems and injuries

How to Use Our Personal Injury Settlement Calculator

To use our personal injury calculator, you’ll need to gather some information to help us work out how much compensation you could be entitled to.

This includes:

  • Your medical bills: If your personal injury claim is successful, your settlement should cover any medical bills you’ve had to pay — or will have to pay — for treatment needed after your injury. Don’t forget to also include transportation expenses to and from the hospital.
  • Your loss of earnings: This can usually be calculated by multiplying your hourly rate by the total number of hours you’ve been unable to work as a result of your injury. If you are given a salary, divide your annual earnings by 365 to work out your daily rate.
  • Your future medical expenses and anticipated loss of earnings: This is getting into speculative territory, but you are entitled to compensation to cover your future expected medical expenses and time off work. If your doctor has told you that you will need additional treatment and recovery time, such as surgery or rehabilitation, you can recover the cost and future lost income as part of your claim.

Enter your medical expenses, lost earnings, and expected costs into the calculator to find out how much your claim could be worth. 

This will feed back your total economic damages. These are the verifiable monetary losses you’ve experienced due to your injury.

But economic damages aren’t all you’re entitled to when you successfully file a personal injury claim.

You may also be entitled to non-economic damages, which is compensation for subjective, non-monetary losses such as pain and suffering, emotional turmoil, and loss of enjoyment.

These damages are calculated by applying a multiplier to your total economic damages. Insurance adjusters will determine this multiplier on a case-by-case basis, and it will depend on the severity of your injuries and their impact on your life.

In short, the more your injury has affected your quality of life, the more you could be entitled to non-economic damages.

This multiplier typically ranges from one to five. If your injury has healed and left you with no long-term pain or any further complications, you can typically expect a multiplier of 1.5. However, several factors can increase this multiplier, such as:

  • Having a traumatic brain injury
  • Being left with a physical disfigurement or permanent scarring
  • Facing paralysis or a life-long disability as a result of your injury
  • Sustaining an injury that has made you dependent on others to perform daily tasks.

When you use our calculator, you’ll be asked whether these scenarios apply to you. If they do, your total settlement amount (your economic damages multiplied by any number between 1.5 and 5, based on your selection) will automatically update.

Using Our Personal Injury Claims Calculator for Your Car Accident Settlement

You can use our personal injury settlement calculator for all types of personal injury claims in Texas. This includes calculating car accident settlements, truck accident settlements, or other types of auto accident settlements.

The process is exactly the same. If you’re looking for a car accident settlement estimate, you’ll first need to add up the cost of your medical bills and lost wages.

Then, you’ll notice there is a dedicated question for calculating an auto accident settlement, asking what costs you’ve incurred for property damage. A quote from a repair shop will typically suffice.

Let’s illustrate this with an example. If a driver has crashed into the back of your car and you need a new rear bumper, and your repair shop quotes $500, that’s the figure you should add in that field. Don’t forget you can also recover additional costs, such as labor. If your car is totaled, you can recover the pre-crash market value of your car.

However, there is something you need to look out for when calculating your car accident settlement.

Texas, like many other states, has a total loss statute, which is designed to protect individuals who purchase used vehicles by declaring that the vehicle has previously sustained severe damage.

The Texas Transportation Code allows a vehicle to be declared as a “salvage motor vehicle” when the “cost of repairs… exceeds the actual cash value of the motor vehicle immediately before the damage”. This might sound fair, but insurers may declare a car a total loss even if it can be repaired, simply because the cost of doing so exceeds the value.

Let’s say you have an older car that is otherwise in good condition. Standard market rates put the car at around $5,000, but then, you’re in a car accident. Most of the damage is cosmetic, and once repaired, the car will still be drivable. The only problem? Repairs will cost around $7,000. Because the cost of repairs exceeds the value, your car is deemed a “total loss”.

Sadly, this happens all the time — the insurer takes possession of your car and nets a tidy profit for selling it, and then it can be sold for even more once fully repaired. If this applies to you, you may want to be conservative when using our car accident settlement calculator and input the market value of your car, but you very well may be entitled to more. Our personal injury lawyers in McAllen and San Antonio are skilled negotiators who will seek independent valuations and fight to get you the maximum possible settlement.

Once you’ve calculated your economic damages (property damage, lost wages, and medical bills), simply answer the final question and tick any options that apply to you to calculate your multiplier, which will determine your non-economic damages and the total estimated car accident settlement you might receive.

The Personal Injury Calculator: Find out How Much You Could Receive

Speak to a Personal Injury Lawyer about Your Claim

While our personal injury calculator can give you a ballpark estimate of how much your claim might be worth, only an experienced personal injury lawyer can advise you on exactly how much you could receive.

Personal injury laws are complex and no two injuries are alike, so you may be entitled to more or less than what any calculator tells you your claim could be worth.

For example, if you’re involved in a car accident in McAllen and incur a loss of earnings and medical expenses of $30,000, and your injuries have left you with a long recovery, a scar, and a permanent loss of sensation in your face, it may be appropriate to add a multiplier of four or five. This means that you could be entitled to anywhere between $120,000 to $150,000 — and there’s a significant difference between the two figures.

You might also receive more or less depending on whether you were at fault for your accident.

Texas is a modified comparative negligence state, which means that even if you were partly responsible for your injury, you might still be entitled to compensation. In this case, your settlement will be a percentage of the total based on how much you are at fault.

For example, if you are found to be 10% at fault for your car accident and the other party is 90% responsible, you would receive 90% of the total settlement. Taking the above example — a settlement of between $120,000 and $150,000 — you could receive between $108,000 and $135,000.

Contact Our Personal Injury Lawyers Today

When filing a personal injury claim, it’s vital to choose a law firm that you trust to fight for justice and get you the maximum possible payout. That’s why our personal injury lawyers in Texas offer a free, no-obligation case review so that you can see if we’re a good fit for you. After gathering some details on your accident and injuries and how they’ve affected you, we’ll be able to advise on how likely your claim is to succeed, how much you could expect to earn in a settlement, or by taking your case to trial and what happens next. If you choose not to work with us after your initial consultation, that’s fine too.

We work on a contingency fee basis, so you won’t pay a cent unless we win your case. This means you can focus on your recovery without worrying about facing a hefty legal bill before you even get started.

Our dedicated and experienced personal injury lawyers in McAllen and San Antonio are here to help you get the compensation you deserve. To schedule your free consultation, call Patino Law Firm at 855-LAW-NINJA or contact us online.

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