How to Use the Personal Injury Calculator
To use our personal injury calculator, you’ll need to gather some information to help us work out how much compensation you could be entitled to.
- Your medical bills: If your personal injury claim is successful, your settlement should cover any medical bills you’ve had to pay — or will have to pay — for treatment needed after your injury. Don’t forget to also include transportation expenses to and from the hospital.
- Your loss of earnings: This can usually be calculated by multiplying your hourly rate by the total number of hours you’ve been unable to work as a result of your injury. If you are given a salary, divide your annual earnings by 365 to work out your daily rate.
- Your future medical expenses and anticipated loss of earnings: This is getting into speculative territory, but you are entitled to compensation to cover your future expected medical expenses and time off work. If your doctor has told you that you will need additional treatment and recovery time, such as surgery or rehabilitation, you can recover the cost and future lost income as part of your claim.
Enter your medical expenses, lost earnings, and expected costs into the calculator to find out how much your claim could be worth.
This will feed back your total economic damages. These are the verifiable monetary losses you’ve experienced due to your injury.
But economic damages aren’t all you’re entitled to when you successfully file a personal injury claim.
You may also be entitled to non-economic damages, which is compensation for subjective, non-monetary losses such as pain and suffering, emotional turmoil, and loss of enjoyment.
These damages are calculated by applying a multiplier to your total economic damages. Insurance adjusters will determine this multiplier on a case-by-case basis, and it will depend on the severity of your injuries and their impact on your life.
In short, the more your injury has affected your quality of life, the more you could be entitled to in non-economic damages.
This multiplier typically ranges from one to five. If your injury has healed and left you with no long-term pain or any further complications, you can typically expect a multiplier of 1.5. However, several factors can increase this multiplier, such as:
- Having a traumatic brain injury
- Being left with a physical disfigurement or permanent scarring
- Facing paralysis or a life-long disability as a result of your injury
- Sustaining an injury that has made you dependent on others to perform daily tasks.
When you use our calculator, you’ll be asked whether these scenarios apply to you. If they do, your total settlement amount (your economic damages multiplied by any number between 1.5 and 5, based on your selection) will automatically update.